fix(lint): avoid effect self-references in async loaders

app/(account)/notifications/page.tsx

@@ -67,7 +67,7 @@ export default function NotificationsPage() {
   const [loadingError, setLoadingError] = useState<string | null>(null)
   const [markingAll, setMarkingAll] = useState(false)
 
-  const loadNotifications = useCallback(async () => {
+  const loadNotifications = useCallback(async function loadNotifications() {
     setLoading(true)
     setLoadingError(null)
 
@@ -100,7 +100,7 @@ export default function NotificationsPage() {
     }
   }, [loadNotifications])
 
-  const markAllAsRead = useCallback(async () => {
+  const markAllAsRead = useCallback(async function markAllAsRead() {
     if (markAllPendingRef.current) return
 
     markAllPendingRef.current = true

app/(account)/wallet/page.tsx

@@ -59,36 +59,68 @@ export default function WalletPage() {
     })
   }, [isConsumer, transactions])
 
-  const loadWalletData = useCallback(async (options?: { showToast?: boolean }) => {
-    setIsLoading(true)
-    setLoadError(null)
-
-    try {
-      const res = await requestWithAuth(async () => {
-        const [b, items] = await Promise.all([
-          getWalletBalance(),
-          listWalletTransactions({ offset: 0, limit: 1000 }),
-        ])
-        return { balance: b, transactions: items }
-      })
-      if (!res) {
-        setLoadError("请先登录")
-        return
+  const loadWalletData = useCallback(
+    async (options?: { showToast?: boolean; silent?: boolean }) => {
+      if (!options?.silent) {
+        setIsLoading(true)
+        setLoadError(null)
       }
 
-      setBalance(res.balance)
-      setTransactions(res.transactions)
-      if (options?.showToast) notifySuccess("交易记录已刷新")
-    } catch (error) {
-      setLoadError(toApiError(error).msg)
-    } finally {
-      setIsLoading(false)
-    }
-  }, [])
+      try {
+        const res = await requestWithAuth(async () => {
+          const [b, items] = await Promise.all([
+            getWalletBalance(),
+            listWalletTransactions({ offset: 0, limit: 1000 }),
+          ])
+          return { balance: b, transactions: items }
+        })
+        if (!res) {
+          setLoadError("请先登录")
+          return
+        }
+
+        setBalance(res.balance)
+        setTransactions(res.transactions)
+        if (options?.showToast) notifySuccess("交易记录已刷新")
+      } catch (error) {
+        setLoadError(toApiError(error).msg)
+      } finally {
+        setIsLoading(false)
+      }
+    },
+    [],
+  )
 
   useEffect(() => {
-    void loadWalletData()
-  }, [loadWalletData])
+    let cancelled = false
+
+    void (async () => {
+      try {
+        const res = await requestWithAuth(async () => {
+          const [b, items] = await Promise.all([
+            getWalletBalance(),
+            listWalletTransactions({ offset: 0, limit: 100 }),
+          ])
+          return { balance: b, transactions: items }
+        })
+        if (cancelled) return
+        if (!res) {
+          setLoadError("请先登录")
+          return
+        }
+
+        setBalance(res.balance)
+        setTransactions(res.transactions)
+      } catch (error) {
+        if (cancelled) return
+        setLoadError(toApiError(error).msg)
+      }
+    })()
+
+    return () => {
+      cancelled = true
+    }
+  }, [])
 
   const handleTopUp = (rawAmount?: number) => {
     const amount = rawAmount ?? Number(customAmount)